i planned to pay my study fee using epf. but since i have to pay on the registration day, i just swiped my cc 1st. then had to wait for letterhead from university, about a week, before i can proceed for claiming money from kwsp. so last wednesday, i went to kwsp to process the application and they said it’s gonna take 3 weeks for the application to go through. i was thinking of paying my cc bill using my saving at tabung haji 1st before the bank charge me for late payment. butttttttt .. wow, i checked my account today and kwsp already cleared my application and had banked in the money. wow … WOW … 3 days. ha ha. not 3 weeks. fuh … good job kwsp. feels like UNgovernment at all XDDDDD